General Liability Insurance
Commercial General Liability (CGL) insurance insurance is essential to safeguarding the financial health of any well-run business. However, every business is unique and deserves attention to make sure the proper liability coverage is in place.
Generic, point-and-click package plans may come up short and you don’t have time for a slog through mountains of paperwork and endless options in pursuit of something that will cover your specific risks at your price.
No matter what your exposure is and no matter how big or small, Brown & Brown gives you the best of both worlds – national-level reach and resources to get the best deal with focused expertise that makes crafting custom tailored plans a perfect fit for your needs.
We have experience in just about every industry and can design the right General Liability plan to cover key issues, including:
Premises, Products and Pollution Liability
From slip and fall injuries and neighboring property damage, to product defects and pollution clean-ups, we can assemble a general liability coverage plan that ensures your bases are covered - even things like copyright infringement, libel, slander or false advertising claims.
Coverage can be expanded to meet particular needs. Typical additional coverages may include:
- Expanded Property Damage
- Hired and Non-owned Auto Liability insurance
- Aggregate limits per location or project
- Employee Benefits Liability
- Damage to premises rented to you
- Specialty enhancements for General Liability and Contractors
Covering owned automobiles, including trucks and private passenger vehicles, you can also protect customer-owned automobiles entrusted to policyholders and losses to customer vehicles or equipment occurring during service, repair or storage.
Selling, serving, manufacturing or distributing alcoholic beverages? Make sure you’re covered against ordinance violations claims such as contributing to intoxication and sale to minors.
Excess or Umbrella Liability policies are typically very affordable. Whether you need to raise limits to meet a contract requirement or simply wish to better protect your business, consider excess liability to do the job. One large loss can put you out of business without the proper limits.