The Bay Area has a long history of earth movement. Earthquakes can cause significant damage to homes and foundations. Homeowners policies almost always exclude earthquake and land movement losses. If you have a home located anywhere near a fault line it's worth looking into earthquake insurance to protect your assets. BayRisk is an independent insurance brokerage, so we use several earthquake markets and are able to locate competitive rates with low deductibles and comprehensive coverage. Contact us to learn more about earthquake insurance for your home and properties.