Insurance carriers are measured in many ways. Some of these measures are their ability to pay claims, their credit rating and their current assets. A.M. Best is the oldest and most widely recgonized provider of ratings with an exclusive focus on insurance. 

Here are the two most important ratings we look at when assessing the strength of an insurance carrier:

 

FINANCIAL STRENGTH (assets in millions)

OVERALL RATING

 

A++ and A

A and A-

B++ and B +

B and B-

C++ thru C-

D

E

F

NR

Superior

Excellent

Good

Fair

Weak

Poor

Under Supervision

In Liquidation

Not Rated

XV

XIV

XIII

XII

XI

X

IX

VIII

VII

V

VI

III

II

I

2000+

1500 - 2000

1250 - 1500

750 - 1250

500 - 750

250 - 500

100 - 250

50 - 100

25 - 50

10 - 25

5 - 10

2 - 5

1 - 2

Less than 1

 

Brown & Brown does not work with any carriers rated less than A-. For the security of our clients and ourselves we choose to work with best in class carriers. For more information about carrier ratings or otherwise, please contact us